NESC Federal Credit Union
Personal Loans
Flexible funds for life's little moments; fun, family, and everything in between.
Welcome to NESC Credit Union
Your local credit union serving the Merrimack Valley and Southern New Hampshire with honest banking, personal service, and real community connection. At NESC Credit Union, we’re proud to know your name, support your goals, and help you bank smarter—online, on the go, or in person.
Why Choose NESC
We're not a bank—we're a credit union, dedicated to putting our members first.
Apply for a Loan
Great member only rates, flexible repayment terms, and personal service.
Ready for a new ride?
Whether it’s your first car, an upgrade, or a reliable family vehicle, we are here to help make it happen.
Our Featured Rates.
Check out our competitive rates for loans and savings—designed to help you make the most of your money.
Certificate Accounts
rates as high as
4.08%
Annual Percentage Yield
Christmas
Club
rates as high as
Annual Percentage Yield
Home Equity Line of Credit
as low as
7.25% APR
Auto
Loans
as low as
5.49% APR
Enjoy a low fixed rate and rewards
Get an unbeatable fixed rate and the security of a Visa® credit card.
Our community is our foundation
NESC cares about making a positive impact where we live and work.
Build your credit, build your future
A Credit Builder Loan is a smart step toward a stronger financial future.