ATM/Debit Cards

An NESC Visa® Debit Card is the only card you’ll need to process ATM transactions or make purchases worldwide. Use your Debit Card instead of cash or checks anywhere Visa is accepted. It is a quick and easy way to pay for purchases and have it deducted directly from your checking account.


For Your Protection

Protect Your Personal Identification Number

  • Never write down your PIN. Memorize it.
  • Do not share your PIN with anyone. No one from any financial institution or merchant should ask for your PIN.
  • When entering your PIN, be discreet. Shield the keypad with your hand or body.
  • Review your monthly statements and report any unauthorized charges immediately.


Anti-Fraud Texts and Phone Calls

In order to safeguard your account, NESC may periodically flag certain transactions on your debit card as suspicious. Should a suspicious transaction occur, you will receive a text or phone call asking if you performed a particular transaction using your debit card. 
The text will come from #37268
The phone call will come from 877-253-8962


Debit Card Limits

For your protection the following limits have been placed on all debit card transactions :

ATM Withdrawal Limits $500 per day

Point of Sale Limits $1500 per day

You may contact Member Services at 978-688-8800 if you need this limit temporarily increased. 


Foreign ATM Transactions

ATM transactions at an NESC Federal Credit Union ATM are free. You are allotted 6 free foreign ATM transactions per month. Additional monthly ATM transactions are charged a $1 fee.